:root{--navy:#0f2942;--blue:#075985;--teal:#0d9488;--mint:#e8f7f4;--sky:#eef8fc;--ink:#183247;--muted:#5c7283;--line:#dce8ed;--white:#fff;--warm:#fff9ec;--shadow:0 18px 50px rgba(15,41,66,.1);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit}img{max-width:100%}.container{width:min(1180px,calc(100% - 40px));margin:auto}.skip{position:fixed;left:12px;top:-60px;background:var(--navy);color:white;padding:10px 16px;z-index:200;border-radius:8px}.skip:focus{top:12px}.topbar{background:var(--navy);color:#d9e8f0;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar a{color:#fff;text-decoration:none}.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,232,237,.8)}.nav{height:82px;display:flex;align-items:center;gap:28px}.brand{display:flex;width:250px;flex:0 0 auto}.brand img{display:block}.navlinks{display:flex;gap:25px;margin-left:auto;align-items:center}.navlinks a{text-decoration:none;font-size:15px;font-weight:700;color:#29465b}.navlinks a:hover,.navlinks a:focus{color:var(--teal)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:999px;padding:13px 20px;background:var(--teal);color:white;text-decoration:none;font-weight:800;box-shadow:0 8px 22px rgba(13,148,136,.22);cursor:pointer}.btn:hover{background:#0b8278;transform:translateY(-1px)}.btn.outline{background:white;color:var(--navy);border:1px solid var(--line);box-shadow:none}.menu{display:none;background:none;border:0;font-size:27px;color:var(--navy)}.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f3fbfd 0%,#f6fcfa 50%,#fff 100%);padding:76px 0 70px}.hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;right:-180px;top:-240px;background:radial-gradient(circle,#a7ede4 0,rgba(167,237,228,0) 70%)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:64px}.eyebrow{display:inline-flex;gap:8px;align-items:center;color:var(--teal);font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:12px}.eyebrow:before{content:"";width:26px;height:2px;background:var(--teal)}h1,h2,h3{line-height:1.16;color:var(--navy);letter-spacing:-.025em}h1{font-size:clamp(42px,6vw,70px);margin:15px 0 20px}.hero h1 span{color:var(--teal)}.lead{font-size:19px;color:#496779;max-width:700px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.trust{display:flex;gap:22px;flex-wrap:wrap;margin-top:34px;color:#526b7c;font-size:14px;font-weight:650}.trust span:before{content:"✓";color:var(--teal);font-weight:900;margin-right:7px}.path-card{background:#fff;border:1px solid rgba(220,232,237,.85);border-radius:28px;padding:30px;box-shadow:var(--shadow)}.path-card h2{font-size:25px;margin:0 0 8px}.steps{list-style:none;padding:0;margin:24px 0 0;counter-reset:step}.steps li{counter-increment:step;display:grid;grid-template-columns:45px 1fr;gap:14px;align-items:start;padding:15px 0;border-top:1px solid var(--line)}.steps li:before{content:counter(step);display:grid;place-items:center;width:42px;height:42px;border-radius:14px;background:var(--mint);color:var(--teal);font-weight:900}.steps b{display:block;color:var(--navy)}.steps small{color:var(--muted)}section{padding:84px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:34px}.section-head h2{font-size:clamp(31px,4vw,46px);margin:9px 0 0}.section-head p{max-width:560px;color:var(--muted);margin:0}.searchbox{display:flex;align-items:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 16px;box-shadow:0 9px 28px rgba(15,41,66,.06);max-width:570px}.searchbox input{width:100%;border:0;outline:0;font:inherit;padding:16px 10px;background:transparent}.knowledge{background:#f7fbfc}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 9px 25px rgba(15,41,66,.045);text-decoration:none;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#b6dcd8}.icon{width:48px;height:48px;display:grid;place-items:center;background:var(--mint);border-radius:15px;color:var(--teal);font-size:23px;font-weight:900}.card h3{font-size:21px;margin:18px 0 8px}.card p{color:var(--muted);margin:0 0 18px}.card .more{margin-top:auto;color:var(--teal);font-weight:850}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:42px}.stat{padding:22px;background:white;border-radius:18px;border:1px solid var(--line)}.stat b{display:block;color:var(--navy);font-size:25px}.stat span{color:var(--muted);font-size:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.checklist{list-style:none;padding:0}.checklist li{position:relative;padding:9px 0 9px 34px}.checklist li:before{content:"✓";position:absolute;left:0;top:8px;display:grid;place-items:center;width:23px;height:23px;background:var(--mint);color:var(--teal);border-radius:50%;font-weight:900}.info-panel{background:linear-gradient(145deg,var(--navy),#123f5c);border-radius:28px;color:white;padding:36px;box-shadow:var(--shadow)}.info-panel h3{color:white;font-size:28px;margin-top:0}.info-panel p{color:#d4e7ef}.info-panel .btn{background:#fff;color:var(--navy);box-shadow:none}.faq{max-width:870px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;margin:12px 0;padding:0 20px}.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-weight:800;color:var(--navy);position:relative}.faq summary:after{content:"+";position:absolute;right:4px;font-size:24px;color:var(--teal);top:15px}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--muted);margin:0;padding:0 0 20px}.cta{padding-top:0}.cta-box{background:linear-gradient(120deg,#e9f7f5,#eef8fc);border-radius:30px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-box h2{font-size:34px;margin:0 0 8px}.cta-box p{margin:0;color:var(--muted)}.footer{background:#0c2337;color:#c4d6df;padding:60px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:45px}.footer-logo{filter:brightness(0) invert(1);opacity:.95;width:230px}.footer h3{color:#fff;font-size:16px;margin-top:0}.footer a{display:block;color:#c4d6df;text-decoration:none;padding:4px 0}.footer a:hover{color:white}.fineprint{border-top:1px solid #274054;margin-top:42px;padding-top:20px;font-size:12px;color:#8fa7b5}.article-hero{background:linear-gradient(135deg,var(--sky),#f7fcfb);padding:58px 0}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{text-decoration:none;color:var(--teal)}.article-hero h1{font-size:clamp(36px,5vw,55px);max-width:900px}.article-layout{display:grid;grid-template-columns:minmax(0,780px) 290px;gap:60px;align-items:start}.article h2{font-size:30px;margin:48px 0 14px}.article h3{font-size:22px;margin:30px 0 8px}.article p,.article li{color:#425f72}.article a{color:var(--blue)}.notice{border-left:4px solid var(--teal);background:var(--mint);padding:18px 20px;border-radius:0 14px 14px 0;margin:25px 0}.notice.warn{border-color:#e3a008;background:var(--warm)}.table-wrap{overflow-x:auto;margin:24px 0}table{width:100%;border-collapse:collapse;font-size:14px}th,td{text-align:left;border-bottom:1px solid var(--line);padding:14px}th{background:#f2f8fa;color:var(--navy)}.toc{position:sticky;top:105px;border:1px solid var(--line);border-radius:18px;padding:20px;background:#fff}.toc strong{display:block;color:var(--navy);margin-bottom:8px}.toc a{display:block;text-decoration:none;color:var(--muted);padding:6px 0;font-size:14px}.toc a:hover{color:var(--teal)}.source-list{background:#f7fbfc;border-radius:16px;padding:20px;margin-top:40px}.source-list h3{margin-top:0}.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}.contact-card{background:#f7fbfc;border:1px solid var(--line);border-radius:16px;padding:18px}.contact-card b{display:block;color:var(--navy)}.updated{font-size:13px;color:var(--muted);margin-top:14px}.empty{display:none;text-align:center;grid-column:1/-1;padding:30px}.legal{font-size:12px;color:#6c8290}.floating{position:fixed;right:18px;bottom:18px;z-index:80}.floating .btn{box-shadow:0 10px 30px rgba(13,148,136,.35)}@media(max-width:950px){.navlinks{position:fixed;inset:82px 0 auto;background:#fff;padding:24px 20px;display:none;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.navlinks.open{display:flex}.menu{display:block;margin-left:auto}.nav>.btn{display:none}.hero-grid,.split,.article-layout{grid-template-columns:1fr}.hero{padding-top:52px}.grid{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.toc{display:none}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.container{width:min(100% - 28px,1180px)}.topbar .container span:first-child{display:none}.brand{width:205px}.nav{height:72px}.navlinks{inset:72px 0 auto}h1{font-size:42px}.hero-grid{gap:36px}.grid,.stats,.contact-grid{grid-template-columns:1fr}section{padding:62px 0}.section-head{display:block}.section-head p{margin-top:12px}.cta-box{padding:30px;display:block}.cta-box .btn{margin-top:20px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.actions .btn{width:100%}.floating{left:14px;right:14px}.floating .btn{width:100%}}
